Ledger — Est. 2026

T&L's Financial Planner

Net Worth
$0

Runway to Freedom

0% of target
Current: $0
Target: $500,000
Assets & Liabilities
Everything you own and owe — property, KiwiSaver, crypto, investments, mortgage and loans.

Assets

Liabilities

Spend by Category — This Month
Household living expenses only — business activity is tracked separately below.
Spend by Category — Last Month
Same household scope, for direct comparison.
Recent Entries
This Month vs Last Month
Top household categories, side by side.
Month Comparison Summary
Business Activity
GST, income tax, and other business-tagged spend — kept separate so it doesn't distort household spend.
Business Summary
Weekly Spend by Category (last 4 weeks)
Weekly Cash Flow (last 4 weeks)
+ Import Bank Transactions (CSV)
Drop a CSV export here, or click to choose a file
Export a transaction CSV from internet banking (ANZ, ASB, BNZ, Kiwibank, Westpac all support this) — one account per file.
DateDescriptionCategoryTypeAmount
0 rows selected
+ Add an Asset or Liability
+ Log a Transaction
Total Assets
$0
Total Liabilities
$0
Net Worth
$0
This Month's Cash Flow
Tim
$0
Joint
$0
Lucy
$0
Budget Thresholds