Ledger — Est. 2026

T&L's Financial Planner

Net Worth

Runway to Freedom

0% of target

Current: $0

Target: $500,000

Assets & Liabilities

Everything you own and owe — property, KiwiSaver, crypto, investments, mortgage and loans.

Spend by Category — This Month

Household living expenses only — business activity is tracked separately below.

Spend by Category — Last Month

Same household scope, for direct comparison.

Recent Entries

Last 30 days.

Top Spends

Largest 20 spends over the last 2 months.

Joint Income — Last 2 Months

Income entries, colour-coded by who it belongs to.

This Month vs Last Month

Top household categories, side by side.

Month Comparison Summary

Weekly Spend by Category (last 4 weeks)

Weekly Cash Flow (last 4 weeks)

+ Import Bank Transactions (CSV)

Drop a CSV export here, or click to choose a file

Export a transaction CSV from internet banking (ANZ, ASB, BNZ, Kiwibank, Westpac all support this) — one account per file.

Import as owner

Date column

Description column

Amount column

Separate debit/credit?

	Date	Description	Category	Type	Amount

0 rows selected

+ Add an Asset or Liability

+ Log a Transaction