Ledger — Est. 2026

Tim & Lucy's Financial Freedom

Net Worth
$0

Runway to Freedom

0% of target
Current: $0
Target: $500,000
Assets & Liabilities
Everything you own and owe — property, KiwiSaver, crypto, investments, mortgage and loans.

Assets

Liabilities

Spend by Category — This Month
Household living expenses only — business activity is tracked separately below.
Recent Entries
This Month vs Last Month
Top household categories, side by side.
Month Comparison Summary
Business Activity
GST, income tax, and other business-tagged spend — kept separate so it doesn't distort household spend.
Business Summary
Weekly Spend by Category (last 4 weeks)
Weekly Cash Flow (last 4 weeks)
+ Import Bank Transactions (CSV)
Drop a CSV export here, or click to choose a file
Export a transaction CSV from internet banking (ANZ, ASB, BNZ, Kiwibank, Westpac all support this) — one account per file.
DateDescriptionCategoryTypeAmount
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Total Assets
$0
Total Liabilities
$0
Net Worth
$0
This Month's Cash Flow
Tim
$0
Joint
$0
Lucy
$0
Budget Thresholds